Supporting documents

When clients apply for a loan, it is important, for the sake of time and efficiency, that they do some preparation. Copies (NOT ORIGINALS) of the following documents should be sourced prior to the meeting for submission at the time of application:

• Identification, eg. driver's licence, birth certificate and Medicare card (Full page copy)
• 2 X latest consecutive pay slips for each applicant 
• Letter from employer stating terms and conditions, especially when a company vehicle is provided for private use
• All bank statements for past 3-6 months, depending on lender requirement
• All statements associated with financial commitments, credit card, car or personal loan repayments and/or conformation of payments, eg. finance documents
• Change of name documents, eg. marriage certificate or declaration of name change.

Having the correct documents ready for your broker saves you time and assists the broker to be efficient at submitting your loan application. A loan can be held up for up to 48 hours if documents are missing.

Note: Georgemortgages is unable to accept applications for loans for properties that are located in Western Australia, as special licensing is required.

Disclaimer: Committed to a high standard of ethics and integrity, Georgemortgages will not submit a false application, alter loan details or obtain a loan by deception or omission of fact. We do not give advice on what should be done with the loan. The Client should always seek qualified advice from accountants, solicitors and other professionals where it is necessary to do so. We can advise on the process and progress of the loan requirements.